1/ When you review your financial plan 💶, don't look at the year of retirement as a mere date in the calendar 📆. I think this is as flawed as building 6 months of expenses as an emergency corpus.
2/ Look at retirement as the competitive edge you have in your industry 👩🏭and how quickly you are losing that edge to the younger generation and new tech 🧑💻. You need to be brutally honest with yourself when you do this.
3/ The stronger the edge, the more relevant you are to your company (industry) and further is your retirement year. Hence longer earning tenure 💰. If you are losing this edge quickly, then you need to reevaluate your financial plan and plug in realistic numbers.
4/ One of the easiest ways to retain that edge is by constantly upgrading yourself with monetizable skills relevant to your industry. People are generally averse to picking up new skills as they grow older. Just being open to this is an edge on its own.