Tools Needed A webmail service that can change identities (preferably Roundcube) A bank account A voided check A W-9 form A previous bank statement VPN/SOCKS/RDP Good spoken English IQ

Basically, I’m going to teach you how to redirect someone’s salary to your own bank account. To do this you need to get in touch with:

 The Payroll manager of an organization  A staff to impersonate Schools is an easy target especially universities because they have a large list of employees and it’s very possible that the payroll department don’t know some people personally.

Make sure you have all your tools ready before you start, very important. Enough of all the talks, now, let’s dive in

First thing first you need to google this below: “.edu directories location:United States ”

This way, you go directly to the directory pages instead of searching the entire school site. So click what I pointed an arrow to, at the image above A bunch of schools or colleges will pop up. You can choose any, but for me, I’m choosing the University of Houston.

Now go the school website has seen below. Remember I said IQ is a valuable tool, so always think, you don’t have to use the same school that I use, you can use any school or organization.

Now, i’m in the school website, search for Payroll officer as seen below.

Now click UH Offices as seen below

Now, click, Find Faculty & Staff as seen below

Now, type payroll officer and search again, as seen below

What you need here is the payroll manager, click as seen below

Now save the details of the payroll manager, details such as email and phone no. In my case Margaret Busch is the payroll manager.

Next, we will look for a staff member to impersonate. Any staff position works, but avoid security, cleaning, and food catering roles, as these are often outsourced to external companies that handle their payments. I’m using an English lecturer as seen below

As seen in the picture below, I used Bachman Abbey

Now save the English lecturer details somewhere, that’s the person I’m imitating, as seen in the image below

Now, this is where you will use your Roundcube webmail. Inside the webmail, that’s where you spoof the email of the payroll manager.

Basically, spoofing is for e.g assuming I’m acting as Abbey Bachmann, the English lecturer, and I want to send an email to the payroll manager, Margaret Busch

Abbey Bachmann with email: amgagnon@(uh).edu Margaret Busch with email: mbusch@(uh.)edu So Margaret Busch which is the payroll manager, will see my email coming from amgagnon@(uh).edu, so she will think I’m Abbey Bachmann.

So basically that’s how email spoofing works, and there are few webmail that has this features, I prefer using roundcube webmail, you can purchase that yourself.

Message to send on the webmail Subject: Urgent Change of Direct Deposit Account Dear [Payroll Manager’s Name], I hope this email finds you well. I am writing to inform you of an urgent matter regarding my direct deposit account.

Unfortunately, my bank has notified me that my account has been compromised. As a security precaution, they have advised me to change the direct deposit account on file immediately.

Please assist me in updating my direct deposit information to ensure my salary is directed to the new account. I have attached the necessary documentation, and I’m happy to provide any additional information upon request.

Your prompt attention to this matter is greatly appreciated, as it involves the security of my financial information. If you need any further details or documentation, please do not hesitate to reach out.

Thank you for your understanding and support in resolving this issue. Best regards, [Your Name]

One thing I do that really helps increase the success rate is to call the payroll manager directly and say something like, “Hey Margaret, its Abbey. Could you please take a look at your email? I’m in a bit of a difficult situation—I have a class to teach right now.”

If you have an accent, try to look for a foreign staff member. Any foreign staff member will work, trust me. The call isn’t mandatory, but it can improve your success rate.

The payroll manager will respond by providing you with a direct deposit authorization form. Use this form to fill in your new payment information.

Tips: Send the email between 9am and 11 am (Time of the state you are using). (You may miss the first Friday’s pay, but the next Friday is a sure thing.) If you’re unsure how to sound professional, use ChatGPT to reword your replies.

You won’t get everyone; in fact, you’ll need to try multiple times to see results.