1⃣ About Parag Parikh Flexi Cap Fund 🔸Launched on May 24, 2013, this is an open-ended, dynamic equity scheme that invests across large-cap, mid-cap, and small-cap stocks, both in India and globally. 🔸Objective: Long-term capital growth through an actively managed portfolio of

🔸Flexibility: No restrictions on sector, market cap, or geography, making it a true "flexi" fund. 🔸Average 65% of its corpus is invested in Indian equities for favorable capital gains tax treatment.

2⃣Fund Details: 🔸AUM (Assets Under Management): ₹98541.28 Cr 🔸Latest NAV (Direct Plan - Growth): ₹ 86.8646 (as of May 9, 2025) 🔸Expense Ratio: 🔹Direct Plan: 0.63% (low for its category) 🔹Regular Plan: 1.33%

🔸Minimum Application Amount: 🔹New Purchase: ₹ 1,000 🔹Add'l. Purchase: ₹ 1,000 🔹Monthly SIP: ₹ 1,000 🔹Quarterly SIP: ₹ 3,000

🔸Exit Load: 🔹2% if redeemed within 365 days (for units above 10% of investment) 🔹1% if redeemed after 365 days but before 730 days 🔹Nil after 730 days

3⃣Fund Managers: The Brains Behind the Fund: 🔸Mr. Rajeev Thakkar, Chief Investment Officer, handles domestic equities. 🔸Mr.Raunak Onkar: Manages foreign equity investments. 🔸Mr. Raj Mehta: Debt Fund Manager

🔸Mr.Rukun Tarachandani: Co-manages domestic equities, with experience at Kotak Mutual Fund and Goldman Sachs. 🔸Ms.Mansi Kariya: Associate Vice President & Fund Manager- Debt

4⃣Investment Philosophy: 👉PPFAS follows a value investing strategy inspired by legends like Warren Buffett: 🔸Buy businesses with low debt, high cash flows, and strong management at a discount to their intrinsic value. 🔸Focus on long-term wealth creation (5+ years).

🔸Exploit market inefficiencies and investor biases (e.g., fear or greed). 🔸Diversified across Indian and foreign equities, debt, and cash to manage risk.

5⃣Sector Allocation:

6⃣Portfolio Changes: 🔶Top Stocks bought last month: 🔹Power Grid Corp Of India Ltd's allocation increased from 5.52% to 5.99% 🔹Kotak Mahindra Bank Ltd's allocation increased from 4.27% to 4.59% 🔹Dr Reddy's Laboratories Ltd's allocation increased from 0.97% to 1.24%

🔶Top Stocks sold last month: 🔹HDFC Bank Ltd's allocation decreased from 8.43 % to 8.38 % 🔹ITC Ltd's allocation decreased from 4.54 % to 4.44 % 🔹Maruti Suzuki India Ltd's allocation decreased from 4.1 % to 3.72 %

7⃣Top 5 Holdings (as of May 7, 2025): 🔸HDFC Bank Ltd 🔸Bajaj Holdings & Investment Ltd. 🔸Coal India Ltd. 🔸Power Grid Corporation of India Ltd. 🔸ICICI Bank Ltd.

8⃣Performance Snapshot:

9⃣Comparative performance:

🔟Risk Metrics (as on 30th April, 2025): 🔸Standard Deviation: 10.94 vs 13.71 (Category Avg) 🔸Beta Ratio: 0.67 vs 0.93 (Category Avg) 🔸Sharpe Ratio: 1.09 vs 0.67 (Category Avg) 🔸Treynor's Ratio: 0.18 vs 0.1 (Category Avg) 🔸Jensen's Alpha Ratio: 5.77 vs 0.62 (Category

1⃣1⃣Taxation : 🔸Long-Term Capital Gains (LTCG): Gains above ₹1.25 lakh are taxed at 12.5% (if held >1 year). 🔸Short-Term Capital Gains (STCG): 20% if sold within 1 year. 🔸Dividends: Taxed as per your income slab; TDS of 10% if dividend income >₹10,000/year.

1⃣2⃣How to Invest? 🔸Directly: PPFAS website (http://amc.ppfas.com) 🔸Platforms: Groww, ET Money, Kuvera, Zerodha Coin, Dhan, Angel One, etc. 🔸Banks/Distributors: Most banks act as mutual fund distributors.

👉Steps for SIP : 🔸Log in, search for Parag Parikh Flexi Cap Fund. 🔸Choose SIP, set amount (min. ₹1,000), and date. 🔸Complete payment. Done

1⃣3⃣Who Should Invest? 🔸Investors with a 5+ year horizon seeking high returns. 🔸Those comfortable with very high risk (equity-heavy portfolio). 🔸Believers in value investing and disciplined fund management.

⚡️Disclaimer: The above data should not be considered as a Buy or Sell recommendation. The analysis has been done for educational and learning purposes only.

✅Follow <@raghavwadhwa> for more insights on micro-cap companies and various sectors. ✅Join our Free Telegram Channel https://t.me/samarwealth ✅Subscribe to our YouTube Channel @raghav.wadhwa class="text-blue-500 hover:underline" target="_blank" rel="noopener noreferrer">https://youtube.com/@raghav.wa... ✅Like & Retweet ♻️ ✅Visit our Website http://www.samarwealth.com