🤯 BUY ACCOR POINTS @ 65% discount!! Yes, as many of you guessed the co-branded click bait :P - Axis Bank Horizon Credit Card. 🔗Apply: http://bitlii.cc/en/MU7gfE Now the obvious questions: 💭 Is this another drawer card like HDFC Marriott? 💭 If I already hold Atlas, are limits
💰 Fees ✨ Joining: ₹3,000 + GST → ₹3,540 ✨ Renewal: ₹3,000 + GST every year (no waiver option) 🔗Apply: http://bitlii.cc/en/MU7gfE 🎁 Welcome Bonus ✨ 5,000 EDGE Miles on 1st txn > ₹1,000 ♻️ Renewal Perk ✨ 1,500 EDGE Miles from 2nd year
💸 Earnings ✨ 5 Miles/₹100 → Travel Edge + airline websites ✨ 2 Miles/₹100 → other spends 🔗Apply: http://bitlii.cc/en/MU7gfE 🚫 Exclusions Fuel ⛽ | Utilities ⚡ | Rent 🏠 | Insurance 🩺 | Education 🎓 | Govt 💼 | Wallets 📲 | Transport 🚌
🛋️ Airport Lounges ✈️ International → 2/qtr (8/yr) 🔗Apply: http://bitlii.cc/en/MU7gfE 🏠 Domestic → • Visa: 8/qtr (32/yr) • Mastercard: 6/qtr (24/yr) 👉 Network matters for domestic quota
⛽ Fuel Waiver ✨ 1% waiver on ₹400–₹5,000 txn ✨ Max ₹400 per stmt month 🔗Apply: http://bitlii.cc/en/MU7gfE 🌍 FX Markup ✨ 3.5% + GST (not travel-friendly)
🎯 How to use EDGE Miles 🔁 Transfer to Partners • 1:1 with Accor, ITC, Marriott, Airlines • Min transfer = 500 Miles 🔗Apply: http://bitlii.cc/en/MU7gfE 📊 Transfer Limits (per calendar year) • Overall cap = 500,000 Miles • Group A (Accor/Marriott/Wyndham) → max 100,000 •
🔥 The 65% discount Accor Hack 1️⃣ Pay joining fee = ₹3,540 2️⃣ Do 1 txn > ₹1,000 → earn 5,000 EDGE Miles 3️⃣ Transfer 1:1 to Accor ALL 4️⃣ Redeem @ ~₹2/pt → ~₹10,000 hotel value 🔗Apply: http://bitlii.cc/en/MU7gfE Effectively “buying” Accor points @ ₹0.71 each vs a 2-rupee
⚖️ Horizon vs Atlas It’s not a match to Atlas at all — earn rates are lower & benefits lean weaker. 🔗Apply: http://bitlii.cc/en/MU7gfE But now that Atlas is off the market, Horizon is the next best Axis option for travel rewards. Transfer limits are still generous, just the
⚖️ Verdict 📝 Axis Horizon isn’t a drawer card — but a use and throw card! ✅ Year 1 = perfect for Accor collectors + lounge quota ❌ Renewal = weak math, especially if you already have Atlas 🔗Apply: http://bitlii.cc/en/MU7gfE 👉 The real play: apply → transact → transfer →
Would do a follow up post on my application process! And how are the limits shared! Till then - ♻️ | ❤️ | 🔖 | And follow @cards_wizard https://x.com/cards_wizard/sta...
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@cards_wizard Optimizer legend ultra pro max-- kuch nahi chodenge ! 😂😂
@RakshitSomani 🤣🤣🤣🙏
@cards_wizard Hi. Great post. Did a transaction on Horizon worth 1250/- about 10 days ago. Haven’t yet received the 5000 miles. When does it get credited?
@agrawalamrit_ 30 dyas max tat I got in 7 days
@cards_wizard Spend required for lounge?
@arhamjain01 None
@cards_wizard Is gold excluded on this card ?
@cards_wizard Gonna be my go to card since Atlas got Closed now 😅😅
@INShivamDwivedi True, also look at travel one
@cards_wizard If i have already done 30k miles transfer from atlas to accor, will this work?
@bakkar_pro_max Yes!
@cards_wizard Is the transfer pool shared with atlas ?
@cards_wizard Already have an atlas, applied using your link. Application denied. No issues on any cards or anything.
@cards_wizard Can you do a comparison between Horizon and T1.