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@ThetaVegaCap 💸 Passive Income + Growth with ₹1 Cr 🚀 Monthly Dividends (HDFC Balanced Advtg IDCW) NAV ₹38.736 → ~2,58,148 units Dividend ₹0.25/unit → ₹64,537 /month Yearly Dividend ≈ ₹7.7 Lakh 🤑 12% CAGR Growth Portfolio 1 Yr → ₹1.12 Cr 20 Yrs → ₹9.6 Cr 🔥

@ThetaVegaCap Tumhare jaise financial advisor se toh bhagwaan hi bachaaye 1 crore se sirf 50-60k per month Yaar 1 percent per month toh mai hi de dunga

@ThetaVegaCap The goal isn’t to save money. The goal is to make your money pay you monthly.

@ThetaVegaCap Better approach: Invest 70% in Balanced Advantage Fund / Hybrid Fund. Keep 30% in Debt / Liquid Fund for buffer. Start SWP cautiously (₹40–50K instead of ₹60K). Review annually.

@ThetaVegaCap Solid approach for someone looking for growth + steady cash flow. Balanced Advantage funds give good downside protection, while Aggressive Hybrid adds equity kick. Key is patience in the first 2-3 years—then SWP works beautifully. Discipline > chasing quick returns.

@ThetaVegaCap Plz show the calculation starting 01-01-2008….. how many years the money flows…

@ThetaVegaCap A different approach would be invest the amount you need in bond and get regular income no up no down and invest for growth in mutual fund best would br 50 lakh in bond and get 40k per month and 50 lakh In mutual fund to growth

@ThetaVegaCap If I have that kind of money sir, I will put it in fd and wait for market crash, which as per history is due in 2-3 years. And when the markets crash and then start to stabilize, put in that money in sectors being talked about at that time and relax.

@ThetaVegaCap There is a risk of capital erosion with 6% withdrawal rate. 3-4% os SWR is sustainable.

@ThetaVegaCap Why not go for AIF with that 1 cr?

@ThetaVegaCap There is no rule in the Market that this money will thrive even for next 3 years. Forget about SWP.

@ThetaVegaCap The was a my tweet published several weeks ago.

@ThetaVegaCap What about a flexicap fund?

@ThetaVegaCap @grok provide a example of the strategy with XIRR, Absolute Return Corpus at 8%, 10%,12%, 15%

@ThetaVegaCap Kuch samajh nahi aya

@ThetaVegaCap Let your money grow, then enjoy regular withdrawals with peace of mind!

@ThetaVegaCap if someone have lumpsum cash of 1cr, they dont need shitty advice from CAs like u

@ThetaVegaCap @grok can you find the best top 5 aggressive hybrid fund

@ThetaVegaCap 1 cr invested for 3 yrs with expected return @10% will amount to 1.33cr Now, taking 10%p.a. SWP return will give 1L per month for 20 years and remaining corpus would be around 1.76 cr

@ThetaVegaCap The simple answer is nifty 50 index fund 👍👍👍

@ThetaVegaCap Why not put 1 cr in Arbitrage funds and transfer in hybrid or BAF in next 18 months.. Gives more peace of mind..

@ThetaVegaCap BS. Do it the other way. Invest in Bonds and after expenses do q SIP or better still do a Rad sort of thing and when market falls move the money into equities.

@ThetaVegaCap Bkl khata bhi paisa hai kya tu

@ThetaVegaCap If i have lump-sum amount of 1 crore in hand for investing why would i looking for free suggestion in twitter 😅

@ThetaVegaCap Can you share your portfolio?

@ThetaVegaCap How does this work for a lesser amount?

@ThetaVegaCap Then what to do of that SWP money?

@ThetaVegaCap Taxes on each swp?

@ThetaVegaCap This to be invested in one fund or more. Sir I am investing in Edelweiss BAF and HDFC Aggressive Hybrid Fund. Let me know shall I continue investing in these funds.

@ThetaVegaCap @grok which category of mutual funds have highest commission for distributors calculate commission for lump sum 1 crore investment with highest paying mutual fund amc

@ThetaVegaCap Can you suggest 1-2 aggressive hybrid fund plz

@ThetaVegaCap Hdfc balanced adv fund is amazing for such plan।

@ThetaVegaCap Why not hybrid?

@ThetaVegaCap Will this strategy works in automation…and consistently deliver 50k SWP

@ThetaVegaCap And HDFC BAF is one of the best fund.