@FluentInFinance Banks take our money for storing our money. Banks want our money for gambling with our money. Banks lose our money then want our money to pay their losses. Why?

@FluentInFinance these are unrealized bond losses on bonds they are holding to maturity. @grok fact check me

@FluentInFinance Apparently not you. It wasn't a bailout and the government got paid back plus. They made money from it. Next?

@FluentInFinance It’ll happen again. Just like last time. The precedent has been set. In fact Obama was praised for it

@FluentInFinance Trump isn't a huge fan of 'the banks', it might turn out a little different this time should they run themselves into a trash filled debt package driven cascade of shit.

@FluentInFinance How much of those unrealized losses are due to UST collateral that lost value when the FED jacked rates?

@FluentInFinance Yeah, a vast majority are bond value’s decreasing which only matters if you sell, which banks will not be doing.

@FluentInFinance They should stop shorting the Apes! lol

@FluentInFinance The banking system’s unrealized losses are just one side of the story. The yield didn’t disappear — it rotated. I broke down where that liquidity actually went (and what happens when it starts chasing returns again). Thread on my profile. ⚙️

@FluentInFinance Unfactual analysis-most banks put that money at the Fed, spent zero & paid back TARP funds w/interest , the unrealized losses are on Treauries which the regulators force banks to buy since it’s the only way to fund deficit spending & banks were forced to lend to crappy borrowers

@FluentInFinance No worries, American Tax payers are generous. Banks will be bailed over and over again!

@FluentInFinance This speaks to lack of liquidity from assets being forced to hold until maturity in an inflationary environment

@FluentInFinance This is why the SVB thing happened. Looks like the trend has been slowly improving and the system has been stable for the past couple of years. But yea, it’s a big hole on the balance sheet for sure. Could be another reason Trump is pushing for more rate decreases.

@FluentInFinance This isn't speculative banking. It's the USG shutting down supply chains, pumping money into the system, and running rates to zero. You're too smart to not realize this is misleading.

@FluentInFinance Who remembers when brokers almost went out of business in 2021 for naked shorting and getting caught off guard?

@FluentInFinance Interest rates are coming down. Those losses are due to low yield bonds. As rates come down the losses will reduce to manageable levels.

@FluentInFinance

@FluentInFinance Those are mostly bond losers and should improve with falling yield. The credit costs have not even begun yet for just banks... But they're coming.

@FluentInFinance You get what you incentivize

@FluentInFinance Systemic Risk was exactly what they called it during those times!

@FluentInFinance Down from $650b, dumb post.

@FluentInFinance That's not the bottom though.

@FluentInFinance Will get swept under a rug until it is too late. You can see the issue, but will they turn it around?

@FluentInFinance You realize TARP was paid back in full plus interest, right? There were no handouts.

@FluentInFinance I remember. We better not let it happen again. Or anarchy and chaos will ensue because it will be clear the system isn't working for Americans when young people are forced to shoulder the debt for the current generation https://x.com/glass_it/status/...

@FluentInFinance U.S. banks borrowed $6.5 billion from the Federal Reserve's Standing Repo Facility (SRF) on Wednesday, October 15, 2025, marking the largest daily borrowing since the COVID-19 pandemic. Do away with the Fed.

@FluentInFinance Commercial losses will be realized by next yr

@FluentInFinance Unrealized losses = nothing burger

@FluentInFinance 🤔comparison and insinuation miss the landing zone.

@FluentInFinance But this time around they will bail IN

@FluentInFinance The price for Covid policy lunacy has only begun to be paid.

@FluentInFinance Bailout = QE = nothing changes

@FluentInFinance All of those will be workouts over the next decade. They will make money other ways, as earnings reports have shown.

@FluentInFinance @bonjourblonde The Clinton’s caused 2008. We watched it in real time.

@FluentInFinance We could say they seem to be reducing over the last 2 years

@FluentInFinance Unrealized losses can be planned to offset profitability.